Personal Banking
Banking Made Just for You
We have deposit and loan accounts to meet your financial needs at every stage of your life, so you can maintain a relationship at a bank you trust for years to come. Simply put, our accounts are designed to help you prosper.
Checking
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Free Checking
Free Checking is just that – free! Easy to understand and use, this account has the basics to get you started: no minimum balance, free first order of checks, and reimbursed ATM fees of up to $15.00 per month.
Rewards Checking
Rewards Checking is our flagship account that provides a tiered interest structure with plenty of rewards, such as free ATMs worldwide, free first order of checks, one free domestic wire transfer per month, and free paper statements. Rest assured knowing your finances are both accessible and secure.
Life Checking
Specifically designed for those over the age of 50, Life Checking offers competitive interest rates, reimbursed ATM fees of up to $15.00 per month, free annual order of checks, and access to 55,000+ ATMs worldwide.
Savings
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Savings (& IRA Savings)
Savings is the perfect way to start saving – whether you have a specific goal or dream, or you’re building a nest egg. This account offers a low minimum balance requirement and tiered interest structure to help you get there. (also available as an IRA)
Money Market
A Money Market account allows convenient check and ATM access to your account, while rewarding high balances with higher interest rates and a tiered interest structure.
Kids Savings
Teach your children the benefit of saving early with a savings account just for them. The Kids Savings account is designed to encourage wise financial habits through a tiered interest structure.
CD (& IRA CD)
Certificates of Deposit (CD) are available in various terms ranging from 6 months to 84 months. Choose the term that’s right for you, and receive a higher interest rate than a typical savings account to maximize your savings goals.
Get RatesLoans & Credit Services
Home Equity Lines of Credit
Use the equity in your home to fund your latest home renovation and enhancement projects, consolidate debt, fund college educations, or pay for other financial needs.
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Residential Mortgages
Whether you’re purchasing your first home or your dream home, you can count on us to provide a competitive interest rate with quality service.
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Personal Credit Card
With our Visa® Platinum credit card you get hometown convenience, worldwide acceptance, great benefits and much more.
Learn MoreConvenience Services
Free Online Banking with Bill Pay
Manage your finances with complete access to all of your accounts --transfer money, view transaction history, pay bills, and more.
Free Mobile Banking with Mobile Deposits1
We’re here for you on your schedule – not ours. Securely access your account wherever and whenever, through mobile banking.
Free eStatements or Paper Statements
Whether you choose to receive your monthly bank statements electronically or via mail, we won’t penalize you.
Free Instant Issue Debit Cards2
Get instant access to your new account. Walk out of our branch with a ready-to-use debit card.
Free SaveUP Program (for Checking Accounts)
Enroll in our SaveUP Program to round up your purchases to the nearest dollar, so the extra cents deposit into your savings account.
55,000+ Free ATMs Worldwide Use our AllPoint network of over 55,000 free ATMs worldwide for convenient access to your account.
Free Apple Pay® and Google Pay™ Use your Presence Bank debit card for contactless payment through our integration with Apple Pay® and Google Pay™.
Coin Counting for Customers
Bring all the loose change you’ve been saving to our coin counting machines.
Free Notary Service for Customers
We offer the convenience of notary services for all of our customers at every location.
1 Message and data rates may apply. Check with your mobile phone provider for applicable fees. 2 Your Presence Bank debit card is free; however, some fees may apply on services or penalties associated with the debit card.
