Business Banking
A Better Way to do Business
Our business accounts are created with your best interest in mind - not ours. Simply put, our accounts are designed to help your business prosper.
Accounts & Services
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Business Checking
Business Checking is straightforward and simple. With no minimum balance, and a generous free transaction allowance, this account is perfect for your small business needs.
Business Gold Checking
Experience a new way to bank your business through Business Gold Checking -- with gold-plated interest rates and a generous free transaction allowance.
Business, Not-For-Profit, & Municipal Savings
Features
Business Money Market
Business Money Market allows easy access to your cash while providing a higher rate of return.
Business CD
A Certificate of Deposit (CD) is a safe and secure investment with a fixed rate of return for your business. A Business CD may be the right choice with a wide range of terms available. FDIC insurance covers Business deposits up to $250,000.
Get RatesCommercial Loans and Credit Services
As a locally-based community bank, we’re committed to funding projects of all scopes and sizes within Pennsylvania through our commercial loans and lines of credit.
Presence Bank offers commercial loans for a variety of purposes, including business expansion or acquisition, working capital, equipment and more. And since we are a local, community bank, decisions are made locally and quickly to better serve you and your business.
- Credit and Purchasing Cards - Streamline your accounting with less costs, more efficiencies and preserving your own cash while potentially receiving rewards. Learn More
- Commercial Loan – If you are opening the doors to a new business or considering the expansion of a current business, a commercial loan from Presence Bank will help you pay for inventory, leasing, property, and more. Contact us to find out what financing options you have.
- Commercial Line of Credit – A pre-approved commercial line of credit offers you a flexible, revolving type of credit. You can borrow money — up to your credit limit — as often as you like and for a variety of purposes. Lines of credit are approved for a 12-month period and are reviewed for renewal each subsequent 12 months. Find out more about our commercial lines of credit today.
- Letters of Credit – In the course of business, a customer may be required to give an assurance to a supplier or other party for a particular transaction. Presence Bank can issue a letter of credit, which on behalf of the customer, authorizes the entity receiving the letter to draw on a specified sum within a certain period of time. Learn more about letters of credit by contacting us today.
Experience the Presence Difference
At Presence Bank, we’re more than a commercial lender — we’re committed to being a partner to help your business prosper. Our local team will get to know you personally to understand your business and its ongoing needs.
Peace of Mind Commercial Real Estate and Construction Financing
The reality is that commercial real estate development comes with unique challenges, risks, and rewards.
When you are building a hotel, shopping complex, residential area, a warehouse, or other commercial project, you need a valuable banking partner to understand the scope of your project and provide the best financing solutions. Our commercial real estate loans are made by local lenders who understand the region and our clients’ needs. We finance projects that are small to big.
Additionally, Presence Bank supports growing businesses that are seeking construction financing. You can be certain that our team of experts will provide financing at competitive rates, and most importantly, funding to carry you through the project’s completion.
Cash Management Services
Free Online Banking with Bill Pay
Manage your finances with complete access to all of your accounts --transfer money, view transaction history, pay bills, and more.
Free Mobile Banking with Mobile Deposits1
We’re here for you on your schedule – not ours. Securely access your account wherever and whenever, through mobile banking.
eStatements or Paper Statements
Whether you choose to receive your monthly bank statements electronically or via mail, we won’t penalize you.
Credit and Purchasing Cards
Streamline your accounting with less costs, more efficiencies, and preserving your own cash while potentially receiving rewards.
Remote Deposit Capture
Securely deposit your checks from the comfort of your office, saving you time, money, and hassle from multiple trips to the bank.
Merchant Services
Allow your customers to pay with credit and debit cards that will make your business more profitable.
Positive Pay
Check Protection
Allow your customers to pay with credit and debit cards that will make your business more profitable.
Account Sweep Services
Utilize your own cash most effectively while maximizing your earnings potential.
ICS® -
Insured Cash Sweep Service
We offer safety-conscious customers access to multi-million-dollar FDIC insurance.
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